If you are a frequent American Airlines flyer, you have plenty of credit card options to help you earn additional miles and make the most of every American Airlines flight.
American Airlines is ringing in the new year (and celebrating its centennial) by returning the best-ever welcome offers to two of its popular Citi cobranded cards, offering the chance for new cardholders to bring in a haul of miles to start 2026.
The premium Citi® / AAdvantage® Executive World Elite Mastercard® (see rates and fees) and mid-tier Citi® / AAdvantage® Platinum Select® World Elite Mastercard® are providing their highest-ever bonuses.
The information for the Citi / AA Platinum Select has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Three of Citi’s AAdvantage cards are also debuting commemorative card art designs to celebrate 100 years in operation.
Here’s a rundown of the top Citi / AAdvantage credit cards and their current offers. Holding one of these cards could be a straightforward way to score a business-class ticket on American or its Oneworld partners.
Comparison of the Citi AAdvantage welcome offers
| Card | Welcome offer | Offer value* | Annual fee |
|---|---|---|---|
|
For a limited time, earn 100,000 miles after spending $10,000 within the first three months of account opening. |
$1,550 |
$595 |
|
|
For a limited time, earn 90,000 miles after spending $5,000 in the first four months of account opening. |
$1,395 |
$350 |
|
|
For a limited time, earn 80,000 miles after spending $3,500 in the first four months of account opening. |
$1,240 |
$0 introductory annual fee for the first 12 months, then $99 thereafter |
|
|
Earn 65,000 bonus miles after spending $4,000 on purchases within the first four months from account opening. |
$1,008 |
$0 introductory annual fee for the first 12 months, then $99 thereafter |
|
|
Earn 15,000 bonus miles after spending $500 in purchases within the first three months of account opening. |
$233 |
$0 |
*Based on TPG’s January 2026 valuations
The information for the AAdvantage MileUp card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Citi / AAdvantage Executive World Elite Mastercard
The Citi / AAdvantage Executive World Elite is AA’s top-tier personal card.
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Welcome bonus: For a limited time, earn 100,000 miles after spending $10,000 within the first three months of account opening.
According to TPG’s valuations, the welcome bonus is worth $1,550. This matches the highest-ever offer we’ve seen in the card’s history, so now is a fantastic time to apply.
Annual fee: $595
Best for: Those who want Admirals Club access
Earning rates:
- 10 miles per dollar spent on eligible car rentals and hotels booked through American’s car rental and hotel booking sites, respectively
- 4 miles per dollar spent on eligible American Airlines purchases
- 1 mile per dollar spent on all other purchases
This card benefits those who fly American frequently and want valuable statement credits and elite perks like Admirals Club access.
Also, after spending $150,000 on your card in a calendar year, cardholders earn a boosted rate of 5 miles per dollar on eligible American Airlines purchases for the rest of the year.
At $595, the Citi / AAdvantage Executive World Elite has a much higher annual fee than other options but comes with a notable benefit for frequent flyers: Admirals Club access for you and up to two guests traveling with you when you have a same-day boarding pass for an eligible flight.
You can add up to three authorized users for a total of $175; beyond this, additional authorized users are $175 each. Each authorized user receives Admirals Club access (with a same-day boarding pass for an eligible flight) for themselves and up to two traveling companions.
The card also comes with loyalty point bonuses, travel protections and statement credits for car rentals, food delivery, Global Entry/TSA PreCheck and ride-hailing services.
To learn more, read our full review of the AAdvantage Executive.
Apply here: Citi / AAdvantage Executive World Elite
Citi / AAdvantage Globe Mastercard
The Citi / AAdvantage Globe Mastercard is the latest card offering for American Airlines flyers. It’s best suited for those who fly often, but not enough to justify the premium card.
Welcome bonus: For a limited time, earn 90,000 miles after spending $5,000 in the first four months of account opening.
According to TPG’s valuations, the welcome bonus is worth $1,395. This is a solid introductory offer for a new card.
Annual fee: $350
Best for: Semifrequent American Airlines flyers
Earning rates:
- 6 miles per dollar spent on eligible AAdvantage Hotels bookings
- 3 miles per dollar spent on eligible American Airlines purchases
- 2 miles per dollar spent at restaurants, including takeout and delivery, and on eligible “Rides and Rails” purchases, including taxis, ride-hailing services and public transit
- 1 mile per dollar spent on all other purchases
The Globe’s standout perks include four Admirals Club passes each calendar year and a 5,000 “Flight Streak” Loyalty Point boost after four eligible American Airlines flights. You can do this up to three times per year for a total of 15,000 Loyalty Points.
The card also provides an annual companion certificate each cardholder year, allowing you to pay $99 (plus taxes and fees) for a round-trip domestic Main Cabin ticket each year. Plus, you’ll receive the first checked bag free for the cardholder and up to eight companions on the same reservation, preferred Group 5 boarding and a Splurge credit.
It’s a decent option for those who can take advantage of the companion certificate, lounge access and AAdvantage-related perks of the card in exchange for a more modest $350 annual fee.
To learn more, read our full review of the Citi / AAdvantage Globe.
Apply here: Citi / AAdvantage Globe Mastercard
Citi / AAdvantage Platinum Select World Elite Mastercard
The Citi / AAdvantage Platinum Select is Citi’s mid-tier AA option.
Welcome bonus: For a limited time, earn 80,000 miles after spending $3,500 in the first four months of account opening.
According to TPG’s valuations, the welcome bonus is worth $1,240, which ties the highest offer in the card’s history. Now is a great time to apply if you’re interested.
Annual fee: $0 introductory annual fee for the first 12 months, then $99 thereafter
Best for: Casual American Airlines flyers
Earning rates:
- 2 miles per dollar spent on eligible American Airlines purchases, plus gas station and restaurant purchases
- 1 mile per dollar spent on all other purchases
If you fly American Airlines often enough to want an upgraded flight experience but are uninterested in Admirals Club access, this is a solid card option. It’s affordable and easy to keep in your wallet.
You’ll receive benefits like preferred boarding, a free first checked bag for you and up to four companions on domestic American Airlines itineraries, and discounts on inflight snacks and beverage purchases.
As a cardholder, you’ll also earn 1 Loyalty Point for every 1 eligible AAdvantage mile earned from purchases, and this card does not charge foreign transaction fees.
Another great benefit of this card is the ability to earn an American Airlines flight discount after spending $20,000 or more in purchases during your card membership year and renewing your card.
To learn more, read our full review of the AAdvantage Platinum Select.
Related: 8 years later, this American Airlines card is still a staple of my wallet (and elite status goals)
Citi / AAdvantage Business World Elite Mastercard
The Citi / AAdvantage Business World Elite Mastercard is Citi’s business card for AA loyalists.
Welcome bonus: Earn 65,000 bonus miles after spending $4,000 on purchases within the first four months from account opening.
According to TPG’s valuations, the welcome bonus is worth $1,008. This isn’t quite the highest offer we’ve seen in the card’s history, so we’d recommend waiting for a better bonus if you can.
Annual fee: $0 introductory annual fee for the first 12 months, then $99 thereafter
Best for: Business travelers
Earning rates:
- 2 miles per dollar spent on eligible American Airlines purchases and eligible business expenses, including cable and satellite providers, car rentals, gas stations and telecommunications merchants
- 1 mile per dollar spent on everything else
With this card, you and up to four companions get a free first checked bag when flying a domestic American Airlines itinerary on the same reservation.
If you put $30,000 in spending on the card in a cardmember year and renew your card, you’ll be rewarded with a companion certificate, which allows you to take a companion on a flight for $99 (plus taxes and fees).
The certificate is only valid on a main-cabin round-trip domestic itinerary (48 contiguous states, unless you’re from Alaska or Hawaii). The certificate is granted upon account renewal, and the account must remain open for a full billing cycle after the anniversary date.
To learn more, read our full review of the AAdvantage Business Mastercard.
Apply here: Citi / AAdvantage Business World Elite Mastercard
American Airlines AAdvantage MileUp
The American Airlines AAdvantage MileUp card is Citi’s entry-level AA product.
Welcome bonus: Earn 15,000 bonus miles after spending $500 in purchases within the first three months of account opening.
According to TPG’s valuations, this welcome bonus is worth $233. This is the standard offer we typically see on this card.
Annual fee: $0
Best for: Beginners looking to earn American Airlines miles
Earning rates:
- 2 miles per dollar spent on eligible American Airlines purchases and at grocery stores, including grocery delivery services
- 1 mile per dollar spent on all other purchases
If you’re a beginner looking for an inexpensive way to earn American miles, this could be a good entry point into the Citi AAdvantage credit card lineup.
As a no-annual-fee card, it offers few perks, but you will get 25% savings on inflight drinks and snacks.
However, anyone taking more than a couple of American Airlines flights per year will likely be better off with an American Airlines card with an annual fee, since those offer greater earning rates and perks.
To learn more, check out our full review of the AAdvantage MileUp.
Related: My beginners blueprint to find the flight awards you want
Application restrictions
Citi doesn’t limit the total number of credit cards you can hold, but it does cap your overall credit line across accounts.
You can only apply for one card every eight days, no more than two cards in 65 days and just one business card every 90 days.
Finally, Citi’s 48-month rule means you can’t earn a welcome bonus on the same AAdvantage card if you’ve received that bonus within the past four years.
Related: The ultimate guide to credit card application restrictions
Bottom line
If you’re an American Airlines loyalist, a Citi / AAdvantage credit card can deliver serious value, from free checked bags and preferred boarding to bonus miles that bring premium-cabin redemptions within reach.
Right now, you could collect a best-ever offer from two of their cards, so now is a smart time to decide which card best matches your travel and spending habits.
Whether you’re after entry-level earning, mid-tier perks or premium Admirals Club access, there’s a Citi / AA card designed to elevate your flying experience.
Apply here: Citi / AAdvantage Globe Mastercard
Apply here: Citi / AAdvantage Business World Elite
Apply here: Citi / AAdvantage Executive World Elite
